Travel Insurance

10 Reasons to Purchase Travel Insurance

There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.
It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergencyprescription filled. Who do you call?
Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will youget your passport replaced?
You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medicalevacuation?
If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits orpre-payments?
You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay foryour necessities? If it's stolen, who will pay to replace it?Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help getyou to your destination?
You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?
Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Whowill pay if you want to cancel your trip?
You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane. Who will helpyou evacuate and who will reimburse your lost vacation investment?


With travel insurance through Travel Insurance you'll have valuable coverage that travels with you and your family.America's leading provider of travel insurance plans and assistance programs and we're here to help you 24 hours a day, 7days a week.How can my travel insurance plan cover my vacation investment in the event of a hurricane or other unforeseen severe weather?Travel insurance plans offered by Travel Insurance provide you with insurance coverage for your travel investment if unforeseen weather conditions cause a delay or cancellation of your trip. If the weather or other covered reason forces you to cancel your trip, you can be reimbursed for your nonrefundable expenses, up to the amount of coverage you purchase. If bad weather or other covered reasons delay your trip you can be reimbursed for reasonable, additional accommodations and traveling expenses until travel is possible.

Questions about Hurricanes & Travel Insurance?

Q. How can travel insurance cover my vacation investment in the event of a hurricane or other unforeseen severe weather?
A. In the event of a covered hurricane or other unforeseen severe weather, travel insurance provides coverage under theTrip Cancellation and Interruption benefit. If your trip is cancelled for a covered reason, we will refund the pre-paid,forfeited, non-refundable trip costs trip up to the limit of coverage.

Q. If a hurricane watch or warning is issued that may impact my travel plans, up to what point can I still purchase travel insurance?

A. Insurance must be purchased 24 hours prior to when the hurricane has been named. Once the hurricane has been named, Trip Cancellation and Interruption losses resulting from the hurricane are excluded from the coverage of the policy.
Q. If the resort that I will be staying at next week is damaged in a storm before my scheduled departure, can I cancel my

trip and be reimbursed for my non-refundable costs?
A. If the resort is damaged and cannot accommodate you (or provide comparable accommodations), your nonrefundable costs will be reimbursed.

Q. I'm worried that a predicted storm's path will be too near to the location of my upcoming insured vacation; can I cancel for a refund?

A. If the storm directly affects your travel arrangements or accommodations, you are entitled to Trip Cancellation or Trip Interruption benefits. For example: an airport is closed due to the high winds; you are forced to evacuate your hotel/resort; the road you are traveling is impassable due to high water. On the other hand, if you choose to cancel a trip based on what you think might happen — and not because the inclement weather has directly affected your travel arrangements

— that would be considered a matter of choice — not a direct loss to your arrangements.
Q. If my airport is closed due to a hurricane or other weather event, and my vacation is delayed, will I be reimbursed?
A. Yes, travel insurance will cover the expenses incurred if your trip is delayed and will cover reasonable, additional accommodations and travel expenses until travel becomes possible.


What would you do?
You're involved in an accident while on a summer trip to Europe with your family and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation? With travel insurance coverage through Travel insurance,you can be prepared. Plans can include coverage for medical expenses, trip interruption and more and include emergencytravel services so you can be sure that Travel Insurance has an insurance plan that meets your traveling needs. We're here to help you and your family 24 hours a day.